How many years has “save more money” been one of your New Year’s resolutions? It’s time to finally make it happen. Here’s how:

  • Pay Yourself First Before you spend a dime of your paycheck—on rent, groceries, nail art, whatever—put 10 percent of it into a savings account. Set up an automatic withdrawal so the money gets diverted without you even realizing it and before long, you’ll have a nice “fuck you” fund to fall back on. 
  • Use Technology Sign up for Digit (digit.co)—the free service links to your bank account, then starts squirreling away small amounts of money based on an algorithm personalized to your spending habits. 
  • Make a Money Jar That change in your pocket is actually your future fortune. Every night, dump the coins in your wallet into a jar. Throw in a fiver whenever you have one too (they’re more rare than you think!).

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Article by Lisa Butterworth

This originally appeared in the December/January 2015 print edition of BUST Magazine. Subscribe today

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Tags: savings , money , how to , cash , bank , account

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